Client Portal | Mortgage Dashboard

Home Value

$

Down Payment 80.0% LTV

$

%

Credit Tier

Property ZIP

New Braunfels, TX

Program Type

Waive Escrows Total Payment

SELECTED SCENARIO SNAPSHOT

—

30 yr Fixed

Principal & Interest: —

Est. Property Taxes: —

Est. Hazard Insurance: —

Est. Total Monthly Outlay: —

Financed Amount $360,000

Down Payment 20% Down

Mortgage Loan Originator

Licensed Mortgage Loan Originator Email Direct Line

Capital Markets Decision Engine

Scenario Comparison & Delta Matrix

Side-by-side differential analysis evaluating note rate spread, full monthly outlay stack, 5-year equity and interest trajectories, and cash-to-close capital requirements.

Equal Housing Opportunity

Rate & Payment Assumptions: Advertised rates and Annual Percentage Rates (APRs) are calculated as of Today and reflect market pricing engine feeds managed by Licensed Mortgage Loan Originator (NMLS #), Mortgage Broker (NMLS #). Default estimates assume a 30-Year Fixed loan for a primary residence single-family home with standard third-party settlement fees.

Non-Binding Estimate: Rates and payments displayed are for informational and illustrative purposes only. They do not constitute an official Loan Estimate (LE), pre-approval, commitment to lend, or rate lock. True interest rates, monthly payments, closing costs, third-party fees, property taxes, and homeowners insurance depend on full loan underwriting, verified property appraisal, credit qualifications, and lender approval. Get an official Loan Estimate before committing to a loan.

Technology Notice: This interactive pricing portal is powered by Vashisht LLC (support@webquench.com). Vashisht LLC is a software technology vendor and is not a mortgage lender, broker, or depository institution.

Terms of Use | Privacy Policy | Accessibility Statement | NMLS Consumer Access

AUDIT TRAILS & HISTORICAL RUNS

Scenario Audit Ledger

Archived pricing calculations, saved rate benchmarks, and parameter snapshots.

0 Total Scenarios

All Filter Scope

— Last Logged Run

Audit Horizon:

Timestamp & Run ID	Financing Scenario	Top Benchmark Program	Rate / APR & Points	Monthly P&I	Actions

Market Watch & Yield Alerts

Daily secondary market adjustments for this loan profile are delivered to —. Status: Active.

My Information

Email -

First Name -

Last Name -

Phone -

Review Widget

None Configured [Configure]

Client Reviews & Reputation Widget

Embed your third-party reviews (Birdeye, Google Reviews, Experience.com, Reputation.com, etc.) to showcase verified client reviews on your rate portal.

Not Configured

Review Embed Code (HTML / Iframe / Script) Paste the full embed snippet provided by your review service. If left empty, the customer reviews section on your portal will remain neatly hidden.

Security & Password

Manage your account credentials and password recovery options

Reset Password via Email

Send a password reset link to your email.

Change Password Directly

LOAN OFFICER DESK ⚡ Real-Time Pipeline

Borrower Inquiries & Lead Desk

Direct lead capture, scenario pricing requests, and automated rate drop alerts.

🔍

CAPITAL DESK CONTROLS Wholesale Benchmark Par Engine Reg Z / TILA Compliant

Wholesale Broker Margins & Benchmark Controls

Configure your broker compensation margin (points/bps), relative offsets against Mortgage News Daily (MND) national benchmark rates, or direct note rate overrides.

Global Lender-Paid Comp (LPC) Baseline LPC

Default broker comp margin built into rate note via lender rebate/YSP (e.g. 2.000% = 200 bps).

+ %

Client Portal Layout Mode Presentation Strategy

6 Core Programs Only (High-converting cards • Hides Matrix Table & toggle) Full Matrix Table Only (Multi-lender wholesale comparison table) Both Views (Interactive Switcher) (Borrower can toggle between Cards & Table)

Show "Beat National Average" comparison badge on client rate cards

Set All 6 Programs to Engine: Instantly activate a single pricing model across all 6 core programs

Loan Program	Wholesale Base	MND Benchmark Spread	Lender-Paid (LPC)	Borrower-Paid (BPC)	Direct Rate Override
30Y FIX 30 Year Fixed Conventional Fannie Mae / Freddie Mac Conforming	—	— % ↳ Live Card: —	+ % ↳ Live Par: —	% ↳ Live Note: —	% ↳ Live Override: —
20Y FIX 20 Year Fixed Conventional Accelerated Equity Amortization	—	— % ↳ Live Card: —	+ % ↳ Live Par: —	% ↳ Live Note: —	% ↳ Live Override: —
15Y FIX 15 Year Fixed Conventional Rapid Payoff • Zero Base LLPA	—	— % ↳ Live Card: —	+ % ↳ Live Par: —	% ↳ Live Note: —	% ↳ Live Override: —
FHA 30Y FHA 30 Year Government 3.5% Min Down • HUD Underwriting	—	— % ↳ Live Card: —	+ % ↳ Live Par: —	% ↳ Live Note: —	% ↳ Live Override: —
VA 30Y VA 30 Year Military 0% Down • Max 1.000% Fee Cap	—	— % ↳ Live Card: —	+ % ↳ Live Par: —	% ↳ Live Note: —	% ↳ Live Override: —
JUMBO 30Y Jumbo 30 Year Fixed High-Balance Non-Conforming	—	— % ↳ Live Card: —	+ % ↳ Live Par: —	% ↳ Live Note: —	% ↳ Live Override: —

⚖️ Regulatory Compliance & Master SaaS Addendum

By saving or publishing custom rate margins or manual rate overrides, you certify that you and your sponsoring brokerage hold all required federal and state mortgage originator licenses, maintain sole legal responsibility under TILA (Reg Z), RESPA, and the Mortgage Acts and Practices Advertising Rule (Reg N), and agree to defend, indemnify, and hold harmless Vashisht LLC against regulatory fines, TCPA violations, or consumer disputes.

I certify licensing compliance with federal/state advertising laws and agree to the Master SaaS Addendum.

ENTERPRISE AUTOMATION ⚡ Instant JSON Dispatch

CRM Lead Webhook Integration

Forward borrower scenario inquiries, rate drop notifications, and contact submissions in real-time to your CRM pipeline.

Supported CRM & Workflow Automations

🚀 GoHighLevel (GHL)

Create an Inbound Webhook trigger in Automations. Map borrower name, phone, financed loan amount, and launch an instant conversational SMS nurture.

⚡ Zapier

Use Webhooks by Zapier (Catch Hook) to route live lead inquiries directly into Google Sheets, Salesforce, Slack channels, or Hubspot CRM.

🔄 Make.com / Custom

Custom JSON payload schema delivered with standard HTTP 200/201 response expectations and automatic retries for enterprise originators.

Standard Inbound Lead Payload (JSON) application/json

{
  "event": "lead.inquiry.created",
  "timestamp": "2026-09-14T03:30:00.000Z",
  "loan_officer": {
    "name": "Licensed Loan Officer",
    "nmls": "123456",
    "brokerage": "Licensed Brokerage (NMLS #891464)"
  },
  "borrower": {
    "name": "Marcus Vance",
    "email": "marcus.vance@example.com",
    "phone": "(512) 489-3291",
    "loan_amount": 384000,
    "property_value": 480000,
    "credit_tier": "760 (Tier 1)",
    "target_program": "30yr Fixed Conventional",
    "reply_preference": "phone"
  }
}

OFFICIAL WHOLESALE ADVISOR

Licensed Loan Officer

Senior Loan Originator

📞 Direct Line ✉️ Direct Email 🕒 Mon - Fri: 8:00 AM - 6:30 PM CST

Fee Description	Amount
A. WHOLESALE ORIGINATION & PRICING	$4,395
Admin / Underwriting & Processing	$1,450
Discount Points (1.961)	$2,945
B. SETTLEMENT & THIRD-PARTY SERVICES	$2,939
Independent Appraisal Fee	$650
Closing Agent / Settlement Fee	$570
Lender's Title Insurance Policy	$1,521
Title Endorsement Fees	$198
C. GOVERNMENT RECORDING & TRANSFER	$174
County Deed Recording Fee	$33
Mortgage Registry Tax / Statutory	$141
D. PREPAID ITEMS & INITIAL ESCROW RESERVES	$4,285
Homeowner Insurance Premium (12 Mos)	$2,025
Homeowner Insurance Escrow (3 Mos)	$506
Property Tax Escrow Cushion (3 Mos)	$1,754

Authenticating Secure Session...

Welcome!

Calculating Real-Time Rate Matrix...

—

Mortgage Loan Originator

Scenario Comparison & Delta Matrix

Scenario Audit Ledger

No Historical Scenarios Recorded

My Information

Client Reviews & Reputation Widget

Security & Password

Borrower Inquiries & Lead Desk

Wholesale Broker Margins & Benchmark Controls

CRM Lead Webhook Integration

Supported CRM & Workflow Automations

Licensed Loan Officer

Wholesale Financing Proposal CAPITAL DESK

Scenario Comparison & Delta Matrix DECISION ENGINE

Authenticating Secure Session...

Calculating Real-Time Rate Matrix...

—

Mortgage Loan Originator

Scenario Comparison & Delta Matrix

Scenario Audit Ledger

No Historical Scenarios Recorded

My Information

Client Reviews & Reputation Widget

Security & Password

Borrower Inquiries & Lead Desk

Wholesale Broker Margins & Benchmark Controls

CRM Lead Webhook Integration

Supported CRM & Workflow Automations

Licensed Loan Officer

Apply Now

Loan application started!

Confirm Loan Application

Wholesale Financing Proposal CAPITAL DESK

Scenario Comparison & Delta Matrix DECISION ENGINE

Super Admin Command Center

Lead Search History

30-Year Fixed Conventional Rate Ladder

Unsaved Margin Changes